Stop Overpaying on Your Home Loan
Rates as low as 7.1% p.a. are available today (as of September 2026). If you're paying more, that gap is quietly costing you lakhs in interest. Use the calculator below to see exactly how much — then ask us how to fix it.
Monthly EMI
₹44,986
Total Interest Payable
₹57,96,711
Total Payment
₹1,07,96,711
You could be losing ₹14,20,958 in interest
At 9.00% you're paying ₹5,921 more every month than you would at the market's lowest advertised rate of 7.1% (as of September 2026). Over 20 years that's ₹14,20,958 of hard-earned money going to interest instead of your pocket.
7.1% is an indicative teaser rate for prime borrowers, sourced from HDFC Bank home loan rates, Bank of Baroda home loan rates, SBI home loan rates. Your actual rate depends on credit score, income, and lender policy — verify with the lender before deciding. This calculator is indicative and not a loan offer.
Ask Us How to Get a Lower Rate
Share your details — whether you're buying a home or already repaying a loan — and our team will help you find a better rate.